When it comes to kids and money, it is important to start talking about money at a young age. They get bombarded with advertisements all the time. They see stuff other kids have, and they decide they need those things too. We can’t stop that but we can give kids some of the basic tools of good personal finance.
Savings. For many of us, we don’t feel like we have enough. Some may be living “paycheck to paycheck” – others may have at least some reserves set aside. Some may not know how much to save. Or where to save it. We look at the present and wonder why we haven’t saved more. We look to the future and wonder if we’ll be able to cover the unexpected.
For some, vacation can be a lot of fun, but also stressful on the financial front. We hear of incredible life experiences friends and neighbors are having and we pine to get out there ourselves. And sometimes we end up spending way more than we should.
If you are moving to a job in a new organization, one of the things you will need to think through are the health insurance options you will have to choose from. For most of us, interpreting the insurance-speak on the paperwork is mind-numbing and it feels like we are reading a foreign language. Changing jobs is always a stressful time – keep these considerations in mind as you as you look at your healthcare options with your new employer.
At some point, we all consider changing jobs. Sometimes we focus solely on the underlying work, title, etc and don’t think about the financial elements to consider. Our next few blog posts will focus on some of the considerations around job changes – especially the financial aspects as you make your move.
The allure of “great” deals... The goal of the merchants isn’t simply to give you, the customer, a good deal on the promotional product. The hope is you will buy some other things while you are in picking up your promotional item. And the psychology of the marketing theory behind this is sound. Playing to human nature, we intend to buy item A, but then we see item B and C and figure, “why not, we are here, and it won’t add THAT MUCH to our bill.”
Like those emails, other forms of digital clutter can inhibit us from living life and take us away from our goals. Here at Trevi, we are on a mission to help you, our readers, find ways to eliminate the distractions in life. We want to offer up some ideas that will help you do that. We hope as you eliminate some of the clutter you will find time to focus on your goals, and time to focus on improving your personal finances, so you can feel just a little bit more free in this world.
Everyone thinks their particular issue is the most important thing, and it must be addressed at this very moment. The reality is very little of what we do in our day job is about life and death. In my career, there is nothing that rises to that level of importance. Yet, for many of my colleagues, they think their particular fire at this very moment is the most important thing the world has ever seen.
Getting your finances in order are kind of liking having a first aid kit. Yes, this is by analogy – medical stuff is in a league of its own – being prepared on the personal finance front is really important – because you never know what life is going to send your way.